Union Bank
Homeowners Association Banking Services, through Union Bank, is recognized as the leader in community association banking. Integrating assessment lockbox services, automatic debit for dues payments, Reserve Account investment strategies, home equity loans, and even large scale construction loans, Union Bank is the number one choice in the Bay Area for all of your community association’s banking needs. For more information, please contact: Nikki Affinito at (925) 947-2430 or (925) 297-9838.

Heritage Bank
Heritage Bank of Commerce, established in 1994, is a regional community bank with solutions to meet the needs of homeowner associations, from specialized loan programs to customized deposit products. We combine HOA industry experience with unparalleled personal service—an unbeatable combination. To learn more about our association services contact: Gerriann Smith at 925.287.4801 or via email: Visit Heritage Bank online at:
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